The “WE” Business Policies Available
- BUSINESS AUTO
- COMMERCIAL PROPERTY
- COMMERCIAL UMBRELLA
- WORKERS COMP
- BONDS
- GROUP HEALTH
- GROUP BENEFITS
*Recommended Small Business Auto Insurance
The list below includes commercial car insurance coverages that we recommend every small business carry. These small business auto insurance coverages protect you in most accident situations.
Liability Insurance: Commercial auto insurance that pays for injuries and damages that you cause to other people and their property.
- Bodily Injury Insurance: Pays for injuries that you cause to people.
- Property Damage Insurance: Pays for damage that you cause to other people's property.
Medical Payments Insurance: Commercial auto insurance that pays medical bills for you and any passengers in your vehicle in case they are hurt in an accident or auto-related injury.
Physical Damage Insurance: Commercial car insurance that pays for repairs to your vehicle if it's ever damaged in an accident, whether it's caused by a collision with another vehicle or a falling tree branch.
- Uninsured Motorist Liability (UM) Insurance
- Underinsured Motorist Liability (UIM) Insurance
- Underinsured Motorist Property Damage Liability (UMPD) Insurance
Additional Commercial Car Insurance Options For Small Businesses
The following commercial automobile insurance coverages are typically optional and may not be needed for every business.
Single Deductible Endorsement: An option for small business auto insurance, the Single Deductible endorsement, saves you from paying multiple deductibles for a single accident where both your vehicle and a trailer, or additional insured equipment, are damaged.
Individual Named Insured Endorsement: This type of coverage extends your company auto insurance to protect you when you're driving a vehicle other than your own.
Non-Owned Vehicle Coverages: A collection of coverages that extend your company’s commercial automobile insurance to protect you and your employees when you're driving a vehicle not owned by the company.
*The following information has been provided by Progressive.com
